Year-End Planning Guidance Expanded With Exclusive Insights From Financial Advisors

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While stock markets have recovered during 2009, the potential for further market volatility leaves no room for error with year-end planning for stock options, restricted stock, and other types of stock compensation. The end of the year is always a key time for financial and tax decisions, but this year has not been like others. The market downturn of 2008–2009, the volatility of the partial recovery since then, and the likelihood of tax-rate changes ahead under President Obama have given employees and executives some unusual factors and issues to consider.